1. Introduction
Welcome to Thrift2Landlord! This Privacy Policy explains how we collect, use, store, and protect your personal data when you interact with our platform, including our website, mobile application, and services. Your privacy is of the utmost importance to us, and we are committed to ensuring compliance with the Nigeria Data Protection Act (NDPA) 2023, Nigeria Data Protection Regulation (NDPR) 2019, General Data Protection Regulation (GDPR), and ISO/IEC 27001 standards.
2. Consent
By accessing or using Thrift2Landlord’s platform, you consent to our collection, processing, and sharing of your personal data as described in this Privacy Policy. You may withdraw your consent at any time without affecting the lawfulness of processing prior to withdrawal.
3. Information We Collect
Personal Identifiers: Full name, address, date of birth, BVN, NIN, phone number, email, ID documents.
Transaction Information: Property selection, payment history, installment progress, digital receipts.
Device and Log Information: IP address, browser type, device ID, location data (with permission).
Cookies and Tracking: Session and persistent cookies, analytics, web beacons.
Third-Party Sources: Data from payment providers, credit bureaus, identity verification services.
4. Use of Personal Data
To create and manage your account.
To process land transactions and generate digital receipts.
To verify your identity and comply with KYC requirements.
To improve service delivery and resolve issues.
To communicate offers, promotions, and updates.
For legal compliance and fraud prevention.
5. Lawful Basis for Processing
We rely on the following legal grounds to process your data:
Your consent
Contractual necessity
Compliance with legal obligations
Legitimate business interest
Public interest or legal authority
6. Sharing of Personal Data
We may share your personal data with:
Real estate partners involved in land processing.
Payment processors and KYC service providers.
Regulatory authorities (as required by law).
Third-party IT and cloud service providers.
We do not sell your data. All third parties must comply with data protection laws.
7. Your Rights
You have the right to:
Access and obtain a copy of your data
Correct inaccurate or outdated data
Request deletion or restrict processing
Withdraw consent
Data portability (where applicable)
Object to automated processing
Lodge complaints with the NDPC (https://ndpc.gov.ng)
8. Cookies & Tracking
We use cookies and similar technologies to understand platform usage, personalize experiences, and improve performance. You can manage cookie preferences in your browser settings.
9. Data Security
We use appropriate administrative, technical, and physical safeguards to protect your data:
SSL encryption
Secure cloud storage
Role-based access control
Continuous risk assessments (in line with ISO/IEC 27001)
Staff training on data protection
Breach notification within 72 hours (as required by NDPA)
10. Data Retention
We retain your data as long as needed to provide services or meet legal obligations. Data is securely deleted when no longer necessary.
11. Children’s Privacy
Thrift2Landlord is not intended for individuals under 18. We do not knowingly collect data from minors.
12. Cross-border Data Transfers
When transferring data outside Nigeria, we ensure appropriate safeguards are in place, including data protection agreements with third parties and user consent.
13. Breach Notification
In the event of a data breach, we will notify the NDPC within 72 hours and affected users within 7 days if the breach poses a high risk to user rights.
14. Changes to this Policy
We may revise this Privacy Policy periodically. We will notify you of significant changes via email, app alerts, or our website. Continued use after updates constitutes acceptance.
15. Contact Us
If you have questions or concerns about this Privacy Policy, please contact our Data Protection Officer:
Email: tel24company@gmail.co
Phone: +234 8165118116, +234 9048143273
Address: Ipent vi estate lokogoma Abuja
